Comments for theonlinecitizen

Comment on CPF Life – does it really address retirement needs? by steve

steve — Fri, 25 Sep 2009 08:21:18 +0000

Dear Leong

Since the CPF Life is repackage into only 4 options, perhaps you would like to re-examining the options available and continue your good advice to the uninitiated.

I would also like to share my own analysis after playing with the CPF life estimator. Perhaps you can contact me at my email.

Regards
Steve

Comment on TOC welcomes Ephraim Loy on board by hypnoticgenius

hypnoticgenius — Sun, 20 Sep 2009 09:04:34 +0000

Hi all,

New to the forum, just thought I’d introduce myself

Comment on Youths call for right to vote at Youthquake forum by ybizmo

ybizmo — Wed, 16 Sep 2009 07:59:38 +0000

Im not hard. I got me that his family that miley cyrus shower she. I found.

Comment on TOC welcomes Ephraim Loy on board by Anonymous

Anonymous — Thu, 03 Sep 2009 07:20:45 +0000

glean bartered occupies prop

Comment on TOC migrating…. by Simpsons Checks

Simpsons Checks — Tue, 01 Sep 2009 20:34:45 +0000

This seems to be a very friendly place unlike some of the other blogs I visit.

Comment on TOC welcomes Ephraim Loy on board by Drorrymaw

Drorrymaw — Sun, 23 Aug 2009 05:09:58 +0000

[url=http://tr.im/wTVv][img]http://imagefruity.com/images/k9gx96f3ltvuds6rpvq5.png[/img][/url]
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Comment on “That is what we are elected to do” – MP Josephine Teo by Anonymous

Anonymous — Sat, 08 Aug 2009 05:58:47 +0000

I totally disagree with the compulsory annuity issue. I am 56yrs old. after withdrawing a very small sum of money to pay for my difficult years’ of education money owned to friends and relative at age 55. I have $0 withdrawal. But at least I am glad I paid my debts to good people who helped me through those difficult financial years and had waited without unkindness. Because I have very low salary income, I could not afford to fork out layout cash to buy a 2 or 3-room hdb from open market. HDB then told me they do not have 3-room available and pushed to 4-room to me. I declined as I was then already in my late 40++ and earning only $1200 per month. Somehow, I forseen(19998)that the age issue will creep into my employability. Now at age 56, it came true! thanks to the government foreign workers’ policy on ratio employment quota : 7 foreigners to 2 Singaporean. Indeed, the Singaporean’s and foreign’s bosses chose younger, less educated workers at the expense of the older, capable and definitely hardworking older Singapore!!! My pay check never risen to more than $1200 as I grow older. When I called up, discrimination is blatant and bold…”sorry, my boss will take interview for age not more than 40 years old++”. However, if you said you are 40 years old… they’ll revise the age bar to not more than 30 years old! If I email, they never reply! I even ended up calling for factory work (I have GCE 4 ‘O’ level)and the excuse from them are the same! Here, they accused Singaporean for being choosy. Whoever gave these information, obviously did not wear the old, weary, sad job-seeker like us. My previous so-called friend gave me a salary for $2000 10 years back and asked to me advertise for a secretary. Tons of applications: well-qualified 40-50 years old; true blue-blood Singaporeans. Guess what, he don’t even bother to read about it but chose a young Filippino (so-called Philippine’s university cert)and gave her $1300 but she can’t write gramatically, don’t know what is D/O, Invoices, can’t spell and I had to do her work on every Saturday while she has the off-day. When I protested, he said,” help me(him) out, lah?” Then, he asked me to write a letter to Immigration to lie about her salary being $2500 so she could get her Singapore Citizen (she n her husband been here 9 years!). I refused and packed my bag immediately! Why Singaporean bosses do that!…they want pretty, healthy(think so only), girls!!! never mind about Singapore. It is an individual boss’ survival mentality. cheap labour, young thing. Since then, I had even worked as a low-paid cook among a whole bunch of Malaysian, Filippinos, China nationalities and always… the only thorns or two among these cohorts of foreigners (7 foreigners to 2 Singaporean). Most of the time, the coffee-house and restaurants employed women(aunties) Singaporean by that ratio. While we aunties at 40-50 years old worked out guts out, the foreigners guys(male) smoked, chatted and while their time away. On one occasion at a Japanese restuarant at Great World City (all Malaysia…top brass to 3rd grade cooks) bully, sniggered at me and another only Singaporean ‘old lady’, they eventually told this old Singaporean lady (not me, as I was fiercer)to drag a 20-kg rice sack to them from store-room to the cook area! She can’t even drag it, I helped, but it almost killed me. At that moment, when I finally dragged it to them, I told them off and left the job. She followed through after one month…suffering bullying until she gave out. Read these and thank Mr Mah Bow Tan and Gan Kim Yong who at their high chairs, never even for a second… walk, breathe and feel like we old Singaporean did. We tried, but get sidelined by Singapore bosses and Foreign ones. Even at foodcourt and shop houses, see how the China workers (customer services/service staff) spoke to us in Mandarin and refused to converse in English (their inadequcies)and twice, I was even told off by these girls that they don’t speak English as they are CHINESE!!! What an insults to us. They came, took our jobs, conquers and had the galls to insult! On both incidents, I told them to go back to China as Singaporean we are not racist!! Chinese people’s skin-color are no better than anyone…we are Singaporean!

Comment on Give credit where credit is due, Andy by Voter of the land

Voter of the land — Tue, 04 Aug 2009 07:07:53 +0000

The ministry of law spokemen said … quote “Voting in elections is a very serious matter…” un-quote

Then, why keep increasing the size of GRC to make it hard for opposition parties to take part

How many PAP MP in parliament enter their 2nd and 3rd term un-contested in GE ?

Do they represent Singtaporean ?

Comment on TOC migrating…. by Caralluma

Caralluma — Thu, 23 Jul 2009 18:41:45 +0000

Nice touches on your writing. Is English your primary language (if you don’t mind me asking).

Comment on The truth about life insurance by Kiasee123

Kiasee123 — Sun, 28 Jun 2009 03:53:40 +0000

See my investigation into NTUC income expenses:

http://kiasee123.blogspot.com/2009/06/worrying-singapore-ntuc-income-rising.html

Thanks!